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Financial Aid & Scholarships: General Student Scholarships
While most students' financial aid need will be covered by grants and loans, students should explore financial aid from outside sources to reduce the amount of loan borrowed. This page provides information on scholarship opportunities as well as internet sites that may be helpful. Students should avoid search services and financial aid consultants that charge a fee for their services. These services can be expensive and do not guarantee results.
While the Office of Student Affairs makes every attempt to provide current and complete financial resource information, this list is by no means comprehensive. Students should look for sources of funding based on a variety of factors including, but not limited to, gender, race, ethnicity, religion, geographic location, where parents work, etc. Programs, deadlines, and eligibility requirements are constantly changing. Student Affairs cannot assume responsibility for the information provided.
The following is a list of financial aid resources available to dental students, including eligibility requirements and important deadline information as of March 2008.
Scholarships
Federal & State Goverment Resources
Additional Resources
Addison H. Gibson Foundation Low-Interest Educational Loans
- Low-interest loans are available for residents of Western Pennsylvania.
- Professional and graduate students may borrow up to a maximum amount of $18,000.
- 2% annual interest until one year after graduation and then 5% annual interest during the repayment period.
- For more information, call 412-261-1611 or visit the Educational Trust page at: www.gibson-fnd.org
AFA Air Force Spouse Scholarships
- Available to first year students
- Spouses who are themselves Air Force Personnel are not eligible.
- Scholarships are awarded in May.
- $2,500 stipend.
- Scholarships may be used to pay for any reasonable cost related to pursuing a degree. This includes tuition and books. Any remaining money can be used to pay for other related expenses (e.g., transportation, childcare).
- The spouse can be pursuing an undergraduate or graduate degree.
- TO APPLY: Call (703) 247-5839, email AEFStaff@aef.org , or visit
http://www.afa.org/aef/default.asp?pm=e.
- Applications are due Nov 30th of each year and are available on the Internet.
Alva Appleby Scholarship
- Available to residents of the state of Maine.
- Award amounts may vary, but will be at least $500.
- Additionally, the MDA provides low-interest loans to dental students
who have been residents of Maine for five years.
- There is no specific deadline when applying for loans.
- TO APPLY: Applications are mailed to the Student
Affairs Office.
Scholarship applications are due by October 31th of each year.
American Academy of Implant Dentistry
- Available to dental residents.
- Intended to provide exposure to research related to implant dentistry.
- Applicants are required to make an oral presentation, a poster presentation, or a table clinic presentation.
- Grants are available in the amount of $2,000 plus $500 travel expenses.
- TO APPLY: Call 312-335-1550 or go visit: www.aaid.com
American Association of University Women (AAUW)
- Career Development Grant
- Available to women already
in a career and those pursuing professions where women are underrepresented.
- Largest source of funding
exclusively for graduate women.
- Award amount will vary, but will be at least $2,000.
- Available after August 1.
- TO APPLY: Visit: www.aauw.org
or call 800-326-2289.
American Association of Women Dentists/Gillette Hayden
Memorial Fund Loans
- Available to promising women dental students in their Junior or
Senior years of study. Loan amounts due to exceed $2,000 with 5% interest.
- Scholarship, financial need, and indebtedness are considered.
- TO APPLY:
Visit: www.aawd.org/HomePage.htm
American College of Prosthodontists Research Fellowships
in conjunction with Proctor & Gamble
-
All dental students, residents, fellows, and graduate
students enrolled in US schools of dentistry in dental-related fields
are eligible to apply.
-
Eight fellowship grants of $6,000 each are awarded
annually to support meritorious research proposals.
-
Applications will be evaluated on scientific merit,
feasibility, and significance.
- TO APPLY: Visit www.prosthodontics.org
or call: (312) 573-1260
Applications are due in October each year.
American Dental Association (ADA) Endowment and
Assistance Fund, Inc.
- Second-year students who are US citizens and attend
an accredited dental school are eligible.
- The maximum grant is $2,500 per year.
- Scholarship awards are based on a student's academic
record (minimum 3.0 GPA on a 4.0 scale), financial need, character
references, and a summary statement of personal and professional
goals.
- TO APPLY:
Penn Dental Medicine receives information and applications each year. An e-mail will be sent by the Office of Student Affairs when the packet arrives. Students typically apply in the fall of their second year of dental school.
Berks County Community Foundation Scholarships
- Offers scholarships to needy and worthy students who are residents of Berks County.
- Numerous scholarships and grants with varied eligibility requirements.
- Most deadlines are in January & February.
- TO APPLY: Visit http://www.bccf.org/scholarships/index.html
Church of Jesus Christ of Latter-day Saints (Mormon/LDS)
- Dental Students who are members of the Church of Jesus Christ of Latter-day Saints (Mormon/LDS) are eligible to apply for the Academy of Latter-day Saints Dentists Scholarship.
- Applications will be accepted by all LDS members regardless of where your undergraduate degree was completed.
- Criteria reviewed to determine the recipients of the $1000 scholarship will be merit, financial need, and potential for contributing to the profession.
- TO APPLY: When the office of Student Affairs is informed about the status of the applications, students will be notified by e-mail.
Connecticut State Dental Association/David Lynch
Scholarship
- Connecticut residents, who are US citizens, full-time
students of high academic achievement, in need of financial aid
may apply
- $2,000 interest-free loan which must be paid back
over a period of five years after graduation.
- TO APPLY: Visit www.csda.com for more information or contact the Scholarship Coordinator, Connecticut
State Dental Association, 62 Russ Street, Hartford, CT 06106, or
call (860) 378-1800. The deadline to apply is June 30 of each year.
Delaware Academy of Medicine
- Provides general assistance loans to Delaware residents studying dentistry.
- Available to U.S. Citizen or permanent residents who have one year of residency in the state of Delaware.
- Applicants must already be accepted into a degree-granting program.
- Not available to federally funded armed forces students.
- TO APPLY: Visit www.delamed.org or call (302) 656-1629.
Delaware State Dental Society/G. Layton Grier Scholarship
- Available to Delaware residents who have completed
their freshman year at a US accredited dental school in good academic
standing and demonstrate financial need.
- $1,000 scholarships.
- Applicant must submit official transcripts, three
letters of reference, a biographical sketch (including a statement
as to why they should be chosen for the award), proof of Delaware
residency, and specific financial need forms (including parents'
statement of income).
- TO APPLY: Write to: Scholarship Coordinator, Delaware
State Dental Society, 1925 Lovering Avenue, Wilmington, DE 19806
or call (302) 368-7634. The deadline to apply is March 1
of each year.
Florida Dental Association
- Available to Florida residents with financial need enrolled in
their second year at any US accredited dental school with a minimum
GPA of 3.0 may apply.
- $5,000 loans are available and will begin payback
one year after graduation.
- TO APPLY: Visit www.floridadental.org, e-mail: fda@floridadental.org
or call: 850-681-3629. The deadline to apply is March 31 of each
year.
Greater St. Louis Dental Society
- Available for the academic year to dental students attending an accredited dental school (who are Missouri residents). The scholarship is provided through cooperative funding from Delta Dental Plans of Missouri.
- This scholarship is based on achievement and need.
- $1,500 Scholarships.
- Applicants must be full-time student at an accredited dental school in his/her final two years of the program
- Applicant must have been a resident of Missouri for a minimum of five years.
- The applicant should have a future goal of starting his/her dental career in the St. Louis area.
- TO APPLY: Write or e-mail: Greater St. Louis Dental Society 11457 Olde Cabin Road, Suite 300, St. Louis, MO, 63141 or e-mail: gslds@gslds.org or call (314)569-0444.
Hellenic Club of Philadelphia
- Applicants must be of Greek descent, U.S. citizens, and lawful permanent residents of Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties in Pennsylvania; Burlington, Camden, Gloucester Counties in New Jersey.
- The Dr. Nicholas Padis Memorial Graduate Scholarship: A scholarship in the amount of $5000 will be awarded to a qualifying senior undergraduate or graduate student pursuing a graduate degree full time at an accredited university or professional school. Academic excellence is the primary consideration for this scholarship.
- The Nicholas S. Hetos, DDS, Memorial Graduate Scholarship: An award in the amount of $2000 will be awarded to a senior undergraduate or graduate student with financial need pursuing studies leading to a D.M.D. degree.
- TO APPLY: Write or e-mail - Scholarship Chair, Hellenic University Club of Philadelphia, P.O. Box 408 Ardmore, PA 19003 or scholarshipchair@hucphila.org; www.hucphila.org
Application deadline is in the spring of each year.
Horace Wells Club Trust Fund Scholarship
- Scholarships available for dental students who are
from the state of Connecticut.
- $1,000 scholarships.
- TO APPLY: Applications are mailed to the Students
Affair Office.
Applications are due in November.
Horvat Scholarship Fund
- Available to students who have a science major, have high levels of financial need, graduated in the top 10% of their high school class and currently maintain grades that place them on the Dean's List.
- Applicants must be residents of one of these three cities in Pennsylvania: Avoca, Duryea, and Dupont.
- TO APPLY: Call Maureen T. McAuvic at 570-826-9798 or see Sue Schwartz in the Office of Student Affairs. The approximate deadline to apply is April 30th of each year.
International Order of King's Daughter and Sons
Health Care Scholarship
- Scholarships available for US and Canadian Citizens
pursuing careers in dentistry and other health fields.
- TO APPLY: Requests for applications may be made after January 1
by writing to Director, Health Careers Department, P.O. Box 1040,
Chautauqua, NY 14722-1040. For more information please visit: www.iokds.org
Jewish Federation of Metropolitan Chicago
- Approximately $500,000 is available for Jewish students who are identified as having promise for significant contributions in their chosen careers, and are in need of financial assistance for full-time academic programs primarily in the helping professions.
- Applicants must be enrolled in a graduate-level "helping profession" program, such as medicine, human services, the rabbinate, or Jewish communal services.
- Legal domicile must be in the greater Chicago metropolitan area, or in some cases, Cook County or Northwest Indiana. Refugees or asylees are encouraged to apply, as citizenship is not a prerequisite.
- Jewish Vocational Service administrates the scholarship program and personally interviews all applicants before May 1st at one of its many offices throughout the Chicago metropolitan area.
- TO APPLY: Go to www.jvschicago.org and click on Scholarship Services. For additional information or questions, call JVS Scholarship Secretary at 312-673-3457 or e-mail jvsscholarship@jvschicago.org. Application deadline: February 15th of each year.
John Gyles Education Fund
- Available for US and Canadian Citizens attending a
full-time school in either country.
- Up to $3,000 scholarships.
- TO APPLY: To receive an application send a stamped, self-addressed
envelope to The John Gyles Education Fund, Secretary, PO Box 4808,
712 Riverside Drive, Frederiction, New Brunswick, Canada E3B-5G4, call (506) 459-7460, or e-mail cougle@roggers.com.
Maine Educational Loan Authority (MELA)
-
Alternative low-interest loan available to residents of Maine attending approved schools in the U.S.
- Requires sound credit history and the ability to repay debt
Student may borrow the cost of education minus other financial aid.
- Low variable interest rate adjusted annually.
- TO APPLY: Visit www.mela.net to complete the online application or call 1-800-922-6352.
Margaret Yardley Fellowship
- Available to female post-graduate students who display financial need.
- $1,000 Scholarship.
- Applicants must be residents of New Jersey and full-time students in a graduate study/doctorate program.
- Scholarship consideration is based on scholastic achievement and career service potential.
- TO APPLY: Write to 55 Labor Center Way, New Brunswick, NJ 08901-1593 or visit www.njsfwc.org. The approximate deadline to apply is March 1st.
Monroe County Dental Society
- Available to second, third, and fourth year dental students who
are legal residents of Monroe County, NY.
- Applicants are interviewed in Rochester, NY during the holiday recess.
- TO APPLY: Write to 1441 East Avenue, Rochester, NY 14610-1699 or
call (716) 244-5390. Application deadline is December 15 of each year.
National Health Service Corps Scholarship Program
-
Program helps dental students finance
professional schooling, while at the same time
helping to assure
access to
primary health care in historically underserved areas.
-
To be eligible for the NHSC Scholarship Program,
you must be a US citizen enrolled in a fully-accredited US school.
-
There is a minimum two year contract requirement to work
in an underserved area of choice.
- TO APPLY: Visit nhsc.bhpr.hrsa.gov or call: 1-800-221-9393. The Office of Student Affairs receives
applications for the program each year.
New Hampshire Dental Society Educational Loan
-
Available to New Hampshire residents who have successfully completed
their first year of dental school.
- $2000/year available for a total of $6000 in loan over three years.
- Loan accrues no interest while in school. Interest does accrue after
graduation. The loan bears an interest rate of 2% in the year following
graduation, 4% in the second year following graduation, and 6% in
the third year following graduation.
- The loan repayment schedule is as follows: 30% of the outstanding
loan to be repaid in the first year after graduation, 30% in the second
year, and 40% in the third year. Loans still outstanding three years
after graduation bear interest at market rates.
- Additionally the Society has a book fund which makes grants available
to all eligible students who have received loans under the program.
Grant amounts vary.
- TO APPLY: Requests for information and an application letter should
be addressed to: Council on Dental Education New Hampshire Dental
Society P.O. Box 2229 Concord, New Hampshire 03302-2229.
Oregon Student Assistance Commission
- Scholarship opportunities available to students
either attending Oregon colleges and universities and/or who have
graduated from Oregon high schools, and have resided in Oregon for
twelve months.
- TO APPLY: Applications will be available in November. Call 800-452-8807, ext. 7395, visit www.osac.state.or.us or www.getcollegefunds.org.
The deadline to apply is March 1st of each year.
Raymond Joseph Harris Educational Fund
- Available to Christian men obtaining a degree in an accredited professional
school.
- One year grants available and are renewable -Required materials:
transcript, copy of the financial statement sent to school, and a
letter of recommendation from a teacher.
- To APPLY: Applications available in the Office of Student Affairs.
Email notification will be sent to students annually. Applications
are returned to the Office of Student Affairs who will forward it
to the Trustee.
RYU Family Foundation (RFF), Inc.
- Applicants must be Korean-American or a Korean student with permanent
resident status.
- Must be a full-time student studying for an advanced degree at a
legally approved college or university located in one of the following
10 states or a resident of one of the following states studying full-time
for an advanced degree at an approved institution anywhere in the
U.S.: Rhode Island, Connecticut, Massachusetts, Vermont, New Hampshire,
Maine, Pennsylvania, New York, New Jersey or Delaware.
- Must have a minimum GPA of 3.5 and be in need of financial aid.
- A student may be allowed to receive the RFF scholarship repeatedly
if qualified.
- TO APPLY: For application information and deadline, call (973) 560-9696 or write to RYU
Family Foundation, 901 Murray Road, East Hanover, NJ 07936. Deadline
to apply is November 5 of each year.
Scholarship Foundation of Santa Barbara
- Applicable to high school graduates from Santa Barbara County, California
or adult re-entry students who have resided in Santa Barbara for at
least three years as a non-student.
- Applicants must be full-time medical or graduate students enrolled
at an approved U.S. college or university.
- Available October 1st for the 2007-08. Interviews will be conducted in March.
- TO APPLY: Send a self-addressed, double-stamped long envelope with
request for application to: Scholarship Foundation of Santa Barbara,
PO Box 3620, Santa Barbara, CA 93130. For any questions call (805)
687-6065 or visit www.sbscholarship.org.
Deadline to apply is January 31st of each year.
Tylenol
- Scholarships are available to oustanding students who are pursuing careers in healthcare.
- Twenty $5,000 grants and 150 $1,000 grants will be allocated.
- TO APPLY: Please visit www.tylenol.com/scholarship for an application and more information. The application will be submitted on line and this year is due by May 15, 2008.
Union Sponsored Scholarship and Aid
William Goldman Foundation Scholarship
- Available to students who are in the top quarter of their class, have high level of financial need, and demonstrate potential future contributions to the Philadelphia community.
- TO APPLY: Applications are available at the Student Affairs office along with a copy of the guidelines, as well as from William Goldman Scholarship Committee, 425 South 15th Street, Suite 1116, Philadelphia, PA 19102; 215-568-0411. Applications are due by March 15 of each year.
Zeta Phi Beta General Graduate Scholarships
- Scholarship is available to graduate women working
on an advanced degree or postdoctoral study.
- The award is for $2,500 and based on one academic
year (Fall-Spring) of study.
- TO APPLY: Request application from www.zphib1920.org
or call 202-387-3103.
The application deadline is February 1 of each year.
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U.S. Department of Education:
Educational Resources by State
Federal Student Financial Aid
Bureau of Primary Health Care:
Health Professional Shortage Areas
Indian Health Service Dental Program
- All health professional graduates are eligible, must be a US citizen and
committed to practicing at an Indian health program priority site.
- TO APPLY: To obtain an application write or call the Loan Repayment
Program at Indian Health Service, Loan Repayment Program, Twinbrook
Metro Plaza-Suite 100A, 12300 Twinbrook Parkway, Rockville, MD 20852,
(301) 443-3396. Also, please visit: www.dentist.ihs.gov.
Pennsylvania Loan Repayment Program
- Available to US citizens, general dentists who practice in Pennsylvania
designated shortage areas.
- Loan repayment is based on the length of time in practice in a designated
shortage area with a three year minimum commitment.
- TO APPLY: Contact Pennsylvania Loan Repayment Program, Pennsylvania
Department of Health, Bureau of Health Planning, Box 90, Room 833,
Harrisburg, PA 17108 or phone 717-772-5298. For additional information including deadlines please visit PA Department of Health.
National Health Service Corps Loan Forgiveness Program
- To be eligible for the NHSC Loan Forgiveness Program,
you must be a US citizen enrolled in a US accredited dental school
with a commitment to providing primary care service in an underserved
area for a minimum of two years.
- Loan repayment available during the initial-two-year contract is
$25,000/year.
- TO APPLY: Visit: nhsc.bhpr.hrsa.gov
or call: (800) 221-9393.
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Air Force, Navy and Army Scholarships
- A variety of scholarships, are available to dental
students in return for service upon completion of the DMD program.
- For additional information contact:
American Association of Women Dentists
The organization has scholarship opportunities available to members
at www.aawd.org
American Dental Education Association
www.adea.org
Association of American Medical Colleges
The Association of American Medical Colleges provides
several financial resources for students pursuing a career in the
health sciences. The site provides information regarding scholarships,
loan programs, and financial planning resources. Please visit: www.aamc.org/students/financing/start.htm
FastWeb Scholarship Search
FastWeb offers a free scholarship search engine with over 600,000
scholarships worth over 1 billion dollars. Please visit: http://www.fastweb.com
Finaid Scholarship and Loan Search
Visit: www.finaid.com
Student Awards Scholarship Search
Studentawards.com has hundreds of thousands of awards
in its database. Please visit: www.studentawards.com
Office of Student Affairs
University of Pennsylvania
School of Dental Medicine
240 South 40th Street
Philadelphia, PA 19104-6030
(215) 898-4550
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